Carletonville Kempton Park Waiting periods and age limitations For cover up to R5 000. Under 65 years of age: 6 months waiting period 65 to 84 years of age: 9 months waiting period 85+ years of age: 12 months waiting period Suicide: 24 months waiting period No maximum entry age for either parents or extended families For cover R5 000 to R10 000. Under 65 years of age: 6 months waiting period 65 to 84 years of age: 9 months waiting period 85+ years of age: 12 months waiting period Suicide: 24 months waiting period Maximum entry age will not exceed 85 years for the principal member No maximum entry age for either parents or extended families Non-Natural Death No waiting period applies and the benefit will  paid in full provided the first premium has been received. For cover more than R10 000. 12 month waiting period will apply 85+ years of age: 12 months waiting period Suicide: 24 months waiting period Maximum entry age will not exceed 64 years for the principal member For cover more than R20 000. Natural Death Death in months 1 to 6 - 0% of sum insured Death in months 7 to 12 - 25% of sum insured Death in months 13 to 18 - 50% of sum insured Death from 19 months on - 100% of sum insured Suicide: 2 years waiting period Suicide The waiting period for suicide is 2 years. No waiting period applies and the benefit will be paid in full provided the first premium has been received. Home